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Share and Share Certificate Rates

Rates shown are in effect as of May 14, 2013 and may be subject to change at any time. All rates include discount for automatic payment from a Pacific Resource checking account.

Daily Access Accounts

DescriptionMinimum BalanceRateAPY*
Regular Share$50.128%0.128%
Money Market Plus
Tier 1$5,000 - $19,9990.165%0.165%
Tier 2$20,000 - $49,9990.208%0.208%
Tier 3$50,000 +0.252%0.252%
Optima Money Market$100,0000.200%0.200%

High Flying Checking

Minimum DepositDividend RateMin. APY*Max. APY*
$0 - $15,0001.740%1.754%1.754%
$15,000.01 - $250,0000.500%1.754%0.626%
Non-qualifying
(See Disclosure)
0.050%0.050%0.050%

IRA & Regular Share Certificates

Minimum balance to open is $1,000. For those under age 18, the minimum is $250. For jumbo certificates, minimum is $100,000.

Regular Share Certificates and IRA's

TermDivdend Rate

$0.00 - $99,999

APY

$0.00 - $99,999

Divident Rate

$100,000+

APY

$100,000+

3 Month0.157%0.157%0.220%0.220%
6 Month0.224%0.224%0.339%0.340%
12 Month0.316%0.317%0.450%0.451%
18 Month0.386%0.386%0.462%0.463%
24 Month0.463%0.464%0.629%0.631%
36 Month0.637%0.639%0.847%0.849%
48 Month0.855%0.857%1.087%1.091%
60 Month1.081%1.086%1.344%1.350%

Variable IRAs

$20 minimum deposit required. Direct deposit option requires minimum $20 per month.

DescriptionRateAPY*
Without Direct Deposit0.128%0.128%
With Monthly Direct Deposit0.128%0.128%

Health Savings Account (HSA)

HSA BalanceRateMinimum APY*Maximum APY*
$0 - $9990.130%0.130%0.130%
$1000 - $9,9992.000%0.130%1.813%
$10,000 - $14,9992.500%1.813%2.042%
$15,000 - $24,9993.000%2.042%2.425%
$25,000 - $1,000,0004.000%2.425%3.961%

Tiered Savings Account

Funds earn rate for that tier; APY depends on balance in each tier.

Tiered BalanceRateMinimum APY*Maximum APY*
$0 - $49,9990.128%0.128%0.128%
$50,000 - $900,0000.300%0.128%0.291%

*APY = Annual Percentage Yield